Recently, the People’s Bank of China, the Ministry of Commerce, and the State Administration of Foreign Exchange jointly issued the “Notice on Further Obosing Payment Services for Payment Services in the Commercial Field” (hereinafter referred to as the “Notice”).
In order to better meet the diversified payment service needs of groups such as elderly people and foreign people to come to China in the business field, the “Notice” has established a demonstration environment of tolerance and diverse payment acceptance environment, optimizing the cash use environment, enriching mobile payment applications, strengthening international consumer center cities demonstrations demonstrationIn terms of leadership, focus on improving the multi -level, diversified payment service system.
In response to the rich mobile payment application, the “Notice” requires that the banking financial institutions, non -bank payment institutions and clearing institutions improve the mobile payment services, optimize the identity information verification mechanism, and open service hotlines for the elderly and foreign people to come to China.Make graphic, video and other promotional products to enhance the friendliness and convenience of registration and use of mobile payment.
According to the professional version of Tianyancha, as of now, more than 3650 companies related to financial payment are now; of which, from January to March 2024, more than 10 newly registered enterprises were added; in addition, in 2023, new financial payment related enterprises 40The remaining family, an increase of 68%compared to the same period in 2022;
From the perspective of geographical distribution, Guangdong, Hunan, and Sichuan, the relevant financial payment related companies in the three places are at the forefront, with more than 970, more than 310, and more than 240; from the perspective of establishment, 36.1%of related companies are established.Established within 5-10 years, and 41%of relevant enterprises established in more than 10 years.
In addition, financial payment belongs to the field of large financial services, and its possible risks cannot be underestimated. According to Tianyan risk information, 18.99%of financial payment related enterprises have had legal lawsuits, 10.73%of relevant enterprises have operated abnormal business, 2.79%of 2.79%Related enterprises have had administrative penalties.In addition, the information of the Tianshacha Judicial case shows that in the case involved in financial payment, 22.08%of the case belongs to the financial loan contract dispute, 21.32%of the case is a loan contract dispute, and 13.07%of the cases are contract disputes.
